Yes, being a Certified Financial Planner professional requires putting clients' interests first. The fiduciary standard also means that advice must be given under circumstances which require total trust, good faith and honesty.
Yes, feel free to check this site periodically for upcoming education opportunities or send us an email to be added to our email list.
Folks over 40, who recognize the value of financial planning, and are looking to work with a trustworthy, experienced adviser to optimize their financial health are the traits of typical Focus Point Planning clients. Most have an investment portfolio over $500,000.
We offer a complimentary, no obligation, initial consultation (Financial Wellness Review). Everyone's situation is unique so the advice fees or advice services can vary as well. An annual advice fee, a flat financial planning fee, or an asset based fee are common options we can discuss. Investors should note that the deductions of fees will impact overall account returns. We also offer brokerage services that are commission based if you prefer.
Our philosophy is to control what we can (risk/diversification, rebalancing, spending, and costs) and seek to optimize your resources to help you live the life you want. You determine the level of risk you are comfortable with (aka aggressiveness of investments) and that impacts your returns, so every portfolio return is different.
As we get older and start thinking more about enjoying our next chapter, we have less time to recover from mistakes or market corrections and we are facing new choices we have never had to decide before: social security claiming, tax efficient income withdrawals, required distributions, late life planning, to name just a few. A financial advisor can help take the emotion out of those decisions, provide options, and help you make better choices with your life.
Securities and Advisory Services offered through LPL Financial, A Registered Investment Adviser. Member FINRA/SIPC. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AK, AR, AZ, FL, MN, OH, WI